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Current Mortgage Rates Today – JPMorgan Chase and PNC lower rates

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graph of 30-year FRM

(Best Syndication News) All of the major banks lowered their mortgage interest rates despite a rise in the secondary lending markets (see the mortgage rate charts below). Bank of America, JPMorgan Chase, Citigroup, PNC, SunTrust and other banks made changes.

Benchmarks

Stocks were mostly lower throughout the session Friday as fiscal-cliff talks stalled in Washington. President Barack Obama told a group of employees at a toy factory that if an agreement is not reached by December 31st, income taxes could increase $2,200 for a family of four next year.

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Current Mortgage Rates Today – Loans trending higher at PNC and KeyBank

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ARM chart

(Best Syndication News) Lenders began raising their loan rates today after 3-straight days of declines (see the mortgage rate charts below). Citibank, JPMorgan Chase, KeyBank, and PNC raised their rates while Bank of America lowered them.

Benchmarks

Stocks were higher Thursday despite negative comments concerning the national debt negotiations in Washington. House Speaker John Boehner said he was disappointed in the progress, and placed the blame squarely on the Whitehouse. Democrats complained that the GOP was dragging their feet.

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Current Mortgage Rates Today – Wells Fargo and Chase lower rates

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Chart of 15-Year FRM

(Best Syndication News) Mortgage interest rates fell today despite a migration back into equities (see the mortgage rates below). Citigroup, U.S. Bank, Wells Fargo, and JPMorgan Chase were among the lenders lowering their loan rates.

Benchmarks

President Barack Obama met with business leaders Wednesday to discuss the fiscal cliff. Chief Executive Officers (CEOs) from Yahoo! Inc. (NASDAQ:YHOO), Caterpillar Inc. (NYSE:CAT), and other major companies met at the Whitehouse to provide their opinions on taxes and spending.

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Survey finds Homebuyers not shopping for best mortgage rates and terms

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Paying the Bills - BSN

(Best Syndication News) - A study conducted by the Federal National Mortgage Association (OTC:FNMA) found that many homebuyers in the United States do not shop around enough to save money on their mortgage. The November 2012 National Housing Survey Topic Analysis Report found that consumers could save money and get a more financially stable mortgage if they shopped more carefully.

Fannie Mae Chief Economist Doug Duncan said buyers often do not completely understand the details and the costs involved. Some homebuyers may even be surprised to find that their budgets were unrealistic when they couldn’t afford the payments later on.

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Current Mortgage Rates Today – SunTrust and U.S. Bank lower their loan rates

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VA Mortgages

(Best Syndication News) Mortgage interest rates continued to fall today as secondary lenders adjusted to the shifting capital markets (see the mortgage rate charts below). JPMorgan Chase, SunTrust, Bank of America, and U.S. Bank were among the banks following a downward trend.

Benchmarks

Stocks nose-dived again as investors shifted their focus from Greece to the United States. The prospect of failed budget negotiations weighted heavy on equity markets.

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