Mortgage Rates Today

Current Mortgage Rates Today – Loans Advanced at HSBC and U.S. Bank

5-Year ARM

(Best Syndication News) Mortgage rates were higher in the United States today after the benchmarks continue to rise (see the mortgage rate charts below). Lenders, including SunTrust, KeyBank, HSBC, and U.S. Bank, raised their loan products.


Little progress has been made concerning the fiscal cliff as both sides continue to debate the issues in public. House Speaker John Boehner said the President is unwilling to cut spending while Democrats blame the Republicans for not yielding on taxes. Every day the odds that there will be an agreement between the two sides diminishes.

Current Mortgage Rates Today – Conventional loan rates Rise while VA and ARM products drop

Graph of 15-Year Mortgage

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(Best Syndication News) Mortgage rates were mostly higher today as lenders reacted to a rising secondary market (see the mortgage rate charts below). JPMorgan Chase, Wells Fargo, and Citibank raised their loan rates while U.S. Bank and BofA lowered them.


The stock indexes were mixed despite assurances from the Federal Reserve that they would continue to buy U.S. securities to keep interest rates low. Markets usually react positively to continued stimulus and easing, however all three major indexes jumped after the announcement but slowly dropped by the closing bell.

Current Mortgage Rates Today – Loans higher at SunTrust and KeyBank

Graph of VA Mortgages

(Best Syndication News) Mortgage rates trended higher today as money continued to flow into equities (see the mortgage rate charts below). Bank of America and U.S. Bank lowered their rates, however KeyBank, SunTrust, and JPMorgan Chase raised them.


Investors are losing confidence that an agreement will be reached to avoid the fiscal cliff. Democrats are calling for an increase in taxes and Republicans call for specific spending cuts. If the fiscal cliff is not averted there will be automatic tax increases and major spending cuts.

Current Mortgage Rates Today – Bank of America raises rates while U.S. Bank lowers them

FHA Loan Rates

(Best Syndication News) Mortgage interest rates were generally lower today while some banks and secondary lenders bucked the trend (see the mortgage rate charts below). JPMorgan Chase, SunTrust, and U.S. Bank lowered their rates while Bank of America raised their rate.


Stocks closed higher after spending most of the day in positive territory Monday. Investors anticipate continued monetary action by the Federal Reserve next quarter despite the outcome of the fiscal cliff negotiations. House Speaker John Boehner and President Barack Obama met at the Whitehouse on Sunday to discuss the looming crisis.

Current Mortgage Rates Today – Lenders Including Wells Fargo and JPMorgan Chase Raise Loans

Mortgage Rates Graph

(Best Syndication News) Mortgage interest rates spiked today as positive economic news pressed equities higher (see the mortgage rate charts below). A rise in the secondary lending market helped banks, including Bank of America, Wells Fargo, JPMorgan Chase, and SunTrust, adjust their loan products higher.


The unemployment rate in the United States hit a four-year low last month as employers added more workers. Economists were surprised to see that employers hired 146,000 workers in November pushing the unemployment rate down to 7.7 percent.

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